Each wave of payment innovation reaffirms a core truth: consumers and merchants adopt solutions that are convenient, secure, and dependable. Stablecoins don’t disrupt this dynamic—they reinforce it. While holding tremendous promise, stablecoins must meet the same high standards as traditional payment methods.
At Mastercard, we’re leveraging our expertise, global network, and partnerships to integrate stablecoins into the financial mainstream, making them as seamless as traditional payments.
Mastercard’s Stablecoin Ecosystem
Enabling Global Spending
We already empower millions to spend stablecoins at 150+ million Mastercard merchants worldwide through partnerships with crypto leaders like:
- MetaMask
- Crypto.com
- OKX
- Kraken
Every transaction is protected by:
✔ Fraud safeguards
✔ Purchase protections
✔ Chargeback rights
Expanding Crypto Accessibility
- 3.5+ billion Mastercard cards can securely engage with crypto.
- Exchanges like Binance, Bybit, and Coinbase accept Mastercard for crypto purchases.
- Merchants and gig workers can receive payouts in their preferred stablecoin.
"We’re not just enabling stablecoin transactions—we’re making them safe, compliant, and built to last."
— Jorn Lambert
Mastercard’s Stablecoin Innovations
Supporting Multiple Stablecoins
We’re integrating regulated stablecoins globally, including:
| Stablecoin | Partner | Use Case |
|------------|---------|----------|
| USDG | Paxos | Minting/distribution via Global Dollar Network |
| FIUSD | Fiserv | Merchant settlement, card issuance |
| PYUSD | PayPal | Network settlement capabilities |
| USDC | Circle | Ecosystem integrations |
👉 Explore Mastercard’s stablecoin partnerships
Real-World Use Cases
Cross-Border Payments:
- Streamline remittances via Mastercard Move.
Unified Spending:
- Mastercard One Credential allows fiat/stablecoin spending through a single product.
B2B Solutions:
- The Multi-Token Network (MTN) powers programmable payments for digital assets.
👉 Discover Mastercard’s B2B solutions
Security & Compliance
Mastercard ensures trust with:
- Crypto Secure: Risk assessment for safe transactions.
- Crypto Credential: Secure fiat/crypto remittances.
- Principled Governance: Rigorous compliance reviews for all network-enabled stablecoins.
FAQs
Q: How do stablecoins benefit merchants?
A: They enable faster, lower-cost payouts and cross-border settlements.
Q: Are stablecoin transactions secure?
A: Yes—protected by Mastercard’s fraud safeguards and chargeback rights.
Q: Which stablecoins does Mastercard support?
A: USDG, FIUSD, PYUSD, USDC, and more through regulated partners.
Q: Can I spend stablecoins with any Mastercard?
A: Yes, where supported by partnered wallets/exchanges.
The Future of Stablecoins
While fiat remains dominant, stablecoins are key to digital payment evolution. Mastercard is building the infrastructure for:
- Tokenized deposits
- Programmable money
- Next-gen payment networks
Innovation works everywhere—when it’s done right.