3.8% Interest Paid in Bitcoin
River offers a unique opportunity to earn 3.8% interest on your cash deposits, paid in Bitcoin—combining the stability of FDIC-insured USD with the growth potential of cryptocurrency.
Key Benefits:
✅ FDIC-insured USD (up to $250,000)
✅ No hidden fees or minimums
✅ Withdraw cash anytime
✅ Daily Bitcoin conversion of accrued interest
👉 Learn how to maximize your returns
How It Works
1. Deposit Cash
Once enrolled, all cash held in your River account earns interest automatically.
2. Earn Bitcoin
Interest is converted to Bitcoin daily and paid out monthly.
3. Grow Your Wealth
Bitcoin’s historical outperformance amplifies your returns compared to traditional savings accounts.
Bitcoin vs. Traditional Savings
| Metric | National Average (0.45%) | River’s Bitcoin Interest (3.8%) |
|----------------------|--------------------------|---------------------------------|
| Annual Returns | $1,135 | $9,620 |
Calculator based on historical data (2019–2024). Rates may fluctuate.
Why Choose Bitcoin Interest?
✅ Beat Inflation
Traditional savings often lag behind inflation, while Bitcoin’s scarcity can preserve purchasing power.
✅ Gradual Bitcoin Exposure
Ideal for those transitioning from USD to Bitcoin without immediate full allocation.
✅ Seamless Funding
Use interest-earning cash to fund recurring buys or target price orders.
Security & Transparency
🔒 Full-Reserve Custody: All client Bitcoin is held 1:1—no lending.
🔍 Proof of Reserves: Independently verify holdings anytime.
🏦 FDIC Insurance: USD deposits insured up to $250,000.
Frequently Asked Questions
❓ How is interest paid?
Interest accrues daily in USD and converts to Bitcoin automatically.
❓ When can I withdraw?
Settled cash (after 7 days) is withdrawable anytime.
❓ Are there fees?
No fees for earning interest or holding Bitcoin.
❓ Is Bitcoin FDIC-insured?
No. Only USD deposits are insured; Bitcoin may lose value.
❓ What’s the minimum deposit?
None! Earn interest on any amount.
Start Earning Bitcoin Today
River’s Bitcoin Interest on Cash merges safety with innovation. Grow your wealth effortlessly—with FDIC-backed USD and Bitcoin’s upside.