The growing adoption of crypto assets has expanded market access, enabling users to purchase cryptocurrencies even with bank cards. Beyond Bitcoin and major altcoins, it’s now possible to buy USDT with a credit card in 2025.
This comprehensive guide walks you through purchasing Tether step-by-step on centralized exchanges (CEX) that support bank card payments. It’s a secure and convenient process applicable to other stablecoins.
What Is Tether (USDT)?
Tether is a private company specializing in stablecoins. Its flagship product, USDT, is a dollar-pegged stablecoin backed 1:1 by USD reserves. It ranks as the third-largest cryptocurrency by market cap ($87.35 billion as of November 2023), with a 5.9% market dominance.
Tether also issues other fiat-linked tokens, including digital versions of the euro, Mexican peso, and yuan, plus a gold-backed token (XAUT). However, none rival USDT’s popularity, which surged during the 2021 bull run.
Key Use Cases for USDT:
- P2P payments
- Crypto trading (as a bridge currency)
- Hedging against Bitcoin’s volatility
Critics highlight Tether’s perceived lack of transparency and occasional de-pegging events, like the 0.4% drop in June 2023.
Advantages of Tether (USDT) in Latin America
USDT is a tool for bypassing economic restrictions in high-inflation regions:
- Venezuela: Skirts international sanctions via P2P transactions.
- Argentina: Acts as a digital dollar alternative amid currency controls.
- Remittances: Widely used for cross-border transfers via P2P platforms.
👉 Explore secure USDT trading platforms
Where to Buy USDT with a Credit Card?
Purchasing USDT via CEX is straightforward, but card fees often exceed other payment methods. Here are top platforms:
| Platform | Min/Max Deposit | Fees | Notes |
|---|---|---|---|
| Libertex | $10–$10,000 | Variable | Full review |
| OKX | Up to $10,000/day | Competitive | Requires KYC verification. |
| YouHodler | $10–$500 | 1% fee | User-friendly interface. |
| Paybis | $4–$20,000 | Transparent | EU/US-regulated. |
| Kraken | $10–$5,000/week | Low spreads | High-security exchange. |
How to Buy USDT with a Credit Card (Step-by-Step)
Follow these steps on Libertex (similar for other CEX):
- Sign Up: Register via email/mobile and verify your account.
- Complete KYC: Submit ID and personal details.
- Deposit Funds: Select "Credit/Debit Card," enter amount, and confirm.
- Buy USDT: Navigate to “Markets/Crypto” and trade USDT pairs.
For privacy-focused users, consider decentralized exchanges (DEX) without KYC.
Where to Store USDT After Purchase?
- Short-term: Keep funds on trusted CEX like Kraken or Binance.
- Long-term: Use self-custody wallets (e.g., MetaMask for beginners or Ledger/Trezor for enhanced security).
👉 Compare hardware wallets for USDT storage
Conclusion
Buying USDT with a credit card on CEX is convenient but costlier for frequent trades. For larger volumes, opt for bank transfers or crypto swaps to save on fees.
FAQ
Can I buy USDT with a credit card?
Yes—most CEX platforms support card purchases.
Does Libertex allow USDT purchases via credit card?
Yes, Libertex accepts card deposits for USDT trading.
Is buying USDT with a card expensive?
Card fees are higher than bank transfers; use them sparingly for large volumes.
What’s the safest way to store USDT?
Self-custody wallets like Ledger offer the highest security.
Disclaimer: This content is for educational purposes only. Conduct your own research before trading.