Instant gratification is hard to beat—especially when it comes to earning money effortlessly. In today’s economy, every extra dollar counts. Whether you’re saving for taxes, planning for retirement, or just looking for smart ways to stretch your budget, signing up for apps that offer instant bonuses can be a game-changer.
Here’s a curated list of the best apps that reward you just for joining, along with actionable details on how to claim your bonuses.
Best Sign-Up Bonus Apps With Instant Withdrawals
1. BeFrugal
Sign-Up Bonus: $10
How It Works:
- Earn $10 after signing up (redeemable once you achieve $10 in cashback).
- Refer friends for a $15 bonus.
Withdrawal Options: PayPal, Zelle, Venmo, direct deposit, check, or gift cards.
👉 Maximize your savings with BeFrugal
2. Cash App
Sign-Up Bonus: $5
How It Works:
- Link a bank account or card to receive the bonus.
- Funds are instantly withdrawable.
3. Fundrise
Sign-Up Bonus: $10 in free shares
How It Works:
- Invest in real estate through Fundrise’s Interval Fund.
- Ideal for beginners exploring low-cost investing.
4. Ibotta
Sign-Up Bonus: $5
How It Works:
- Shop via the app at partnered retailers.
- Earn cashback after spending $15.
5. InboxDollars
Sign-Up Bonus: $5
How It Works:
- Complete surveys, watch videos, or play games for extra rewards.
- Redeem via PayPal or prepaid cards.
6. MoneyLion
Sign-Up Bonus: $5
How It Works:
- Approved accounts receive the bonus in their RoarMoney wallet.
- Optional $50 direct deposit promotion.
7. MyPoints
Sign-Up Bonus: $10
How It Works:
- Earn rewards for shopping at retailers like Amazon or Walmart.
- Redeem as Amazon gift cards.
8. Robinhood
Sign-Up Bonus: $5–$200 in free stock
How It Works:
- Play a pick-a-card game to determine your bonus amount.
- Commission-free trading on stocks and crypto.
👉 Start investing with Robinhood
9. Rakuten
Sign-Up Bonus: $30
How It Works:
- Shop at 2,500+ stores via Rakuten to earn cashback.
- Bonus unlocks after a $30 purchase.
10. Swagbucks
Sign-Up Bonus: $10
How It Works:
- Earn via surveys, shopping, or watching ads.
- Redeem via PayPal or Visa prepaid cards.
Why Sign-Up Bonuses Matter
- Zero Effort, Instant Rewards: Get paid for apps you’d use anyway.
- Flexible Redemption: Options like PayPal, gift cards, or direct deposits.
- Boost Earnings: Combine bonuses with ongoing cashback opportunities.
FAQ
Q: What apps pay instantly for signing up?
A: Cash App, Fundrise, and MoneyLion offer no-purchase-required bonuses. Others like Rakuten require minimal spending.
Q: Which app gives the highest sign-up bonus?
A: Rakuten ($30) and Robinhood (up to $200 in stock) lead the pack.
Q: Are these bonuses taxable?
A: Typically, yes. Bonuses over $600 may require tax documentation.
Pro Tip: Always check the latest terms—bonus amounts and requirements can change!
Ready to start earning? Pick an app and claim your bonus today!