Withdrawing USD from your OKX account to your bank is a seamless process. This guide covers everything you need to know about ACH withdrawals, available exclusively for US customers in eligible states.
How to Make a USD Withdrawal via Bank Transfer (ACH)
Web Instructions
- Log in to your OKX account.
- Navigate to Assets > Withdraw.
- Choose Bank transfer (ACH) and click + Add account to link your bank via Plaid (a secure third-party service).
- Follow Plaid’s prompts to authenticate your bank account.
- Enter the withdrawal amount and click Preview.
- Confirm details and click Withdraw to complete the transaction.
👉 Need help linking your bank? Here’s a step-by-step guide
Mobile App Instructions
- Open the OKX app and go to Portfolio > Withdraw > Withdraw USD.
- Select Bank transfer (ACH) and tap + Add account to connect via Plaid.
- After successful linking, input your withdrawal amount and tap Preview.
- Authenticate via SMS/2FA code and tap Withdraw.
Key Requirements for Smooth Withdrawals
- Account Name Match: Ensure your OKX account name matches your bank account name.
- Processing Time: Transfers typically take 3–5 business days after OKX approval.
- Funds Availability: Deposits via ACH may have a brief hold period before withdrawal.
FAQs About USD Withdrawals on OKX
1. Why don’t I see the "Withdraw USD" option?
- Cash withdrawals are geo-restricted due to local regulations.
2. Can I withdraw if bank verification fails?
- No. Verification via Plaid is mandatory for security.
3. How do I check withdrawal history?
- Go to All withdrawals under the withdrawal section (web/app).
4. When will I receive my funds?
- After OKX processes the request, allow 3–5 business days for bank credit.
5. Why can’t I withdraw all my balance?
- ACH deposits may temporarily freeze funds for verification.
6. How do I view withdrawal limits?
- Click the info icon on the withdrawal page for details.
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