Apple Pay has revolutionized digital payments since its 2014 launch, becoming a global staple for contactless transactions. Now, users can leverage this seamless payment method to buy Bitcoin and other cryptocurrencies—combining convenience with cutting-edge finance.
How to Buy Bitcoin With Apple Pay
Centralized exchanges and non-custodial wallets alike enable crypto purchases via Apple Pay. Here’s how it works:
- Centralized Exchanges: Platforms like Kraken and Coinbase mirror traditional payment flows. Select your crypto, enter the amount, and choose Apple Pay at checkout.
- Non-Custodial Wallets: Services like MetaMask skip KYC but may require third-party verification for Apple Pay transactions.
Key Considerations:
- Speed: Instant purchases with minimal steps.
- Fees: Slightly higher than bank transfers (e.g., 3.99% on Coinbase).
- Limits: Tied to your linked debit/credit card’s daily transaction cap.
Top 7 Platforms to Buy Crypto With Apple Pay
1. Kraken
- Founded: 2011 | HQ: U.S.
- Features: High-security protocols, 176 supported countries, and competitive fees (0.26% maker-taker max).
Apple Pay Process:
- Open Kraken’s app → Select crypto → Tap "Buy."
- Enter amount → Choose Apple Pay.
Pros:
- Robust security (2FA, cold storage).
- Supports multiple fiat deposits (SEPA, SWIFT).
Cons:
- Margin/futures trading restricted in the U.S.
2. Coinbase
- Founded: 2012 | HQ: U.S.
- Features: User-friendly app, 200+ cryptos, staking options.
- Fees: 3.99% for Apple Pay purchases.
Pros:
- Ideal for beginners.
- Earn yield via staking (e.g., 4% APY on ETH).
Cons:
- High card fees.
3. Crypto.com
- HQ: Singapore
- Perks: 5% cashback Visa Card, 250+ cryptos.
- Fees: 2.99% per Apple Pay transaction.
Limits: $750–$2,000/week based on card tier.
4. OKX
- HQ: Seychelles
- Features: 300+ cryptos, derivatives trading.
Apple Pay Steps:
- Select crypto → Apple Pay → Verify ID.
Note: Not available in the U.S.
5. BitPay
- Focus: Bitcoin payments.
- Fees: 5% + 1% via Simplex.
Best for: Quick BTC purchases.
6. MetaMask
- Use Case: DeFi and Ethereum-based tokens.
- Fees: Varies by partner (e.g., MoonPay).
Cons: No Bitcoin support.
7. Exodus
- Features: Multi-asset wallet, NFT support.
- Limits: $5,000/day via Apple Pay.
FAQs
Can I buy BTC with Apple Pay?
Yes! Platforms like Coinbase, Kraken, and Crypto.com support it.
Are fees higher with Apple Pay?
Typically, yes (e.g., 3.99% on Coinbase vs. ~1% for bank transfers).
Is Apple Pay secure for crypto?
Absolutely—biometric verification adds a security layer.
Final Tip: Use Apple Pay for small, frequent buys. For larger investments, bank transfers save on fees.
**Notes**:
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- Integrated keywords: *Apple Pay crypto*, *buy Bitcoin*, *crypto fees*.
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