As global crypto adoption surpasses 420 million users, businesses are increasingly integrating cryptocurrency payment solutions to tap into new markets. Crypto payment gateways facilitate seamless transactions, enabling merchants to accept digital currencies while managing conversions to fiat. Here’s a curated list of the top 7 crypto payment processors in 2025, comparing their features, fees, and usability.
Top 7 Crypto Payment Gateways
| Gateway | Transaction Fee | Supported Cryptocurrencies | Fiat Settlement Currencies |
|---------------|-----------------|----------------------------|---------------------------|
| NOWPayments | 0.5% | 300+ | USD, EUR, etc. |
| CoinGate | 1% | 70+ | USD, EUR, GBP |
| BitPay | 1% | 4+ | USD, EUR |
| Cryptomus | 2% | 15+ | None |
| CoinPayments | 0.5%–1% | 1,300+ | USD, EUR |
| CoinsBank | 0.5% | BTC, ETH, LTC, etc. | USD, EUR, GBP |
| SpicePay | 2% | 4 | USD, EUR |
What Is a Crypto Payment Gateway?
A crypto payment gateway acts as a bridge between merchants and customers, processing digital currency transactions securely. These platforms enable:
- Multi-currency support (crypto and fiat).
- Automated conversions to local currencies.
- E-commerce integrations via APIs/plugins.
Key benefits include lower fees, faster cross-border payments, and access to a growing crypto user base.
1. NOWPayments
Founded: 2019 | HQ: Amsterdam
Key Features:
- Supports 300+ cryptocurrencies.
- 0.5% transaction fee (non-custodial).
- APIs for WooCommerce, Shopify, and custom solutions.
- No KYC required.
Ideal For: iGaming, eCommerce, SaaS.
Why Choose NOWPayments?
- Largest crypto selection.
- 24/7 support and regulatory compliance.
2. CoinGate
Founded: 2014 | HQ: Lithuania
Key Features:
- 1% fee with POS/card solutions.
- Plugins for Magento, PrestaShop.
Ideal For: Retail, service providers.
3. BitPay
Founded: 2011 | HQ: Atlanta, USA
Key Features:
- 1% fee with bank payouts.
- Trusted by charities/enterprises.
Ideal For: Regulated industries.
FAQ
Which gateway has the lowest fees?
NOWPayments offers the lowest fee (0.5%).
Can I convert crypto to fiat automatically?
Yes, NOWPayments and BitPay support auto-conversion.
Are there KYC-free options?
NOWPayments requires no KYC for most transactions.
Final Thoughts
Choosing the best crypto payment gateway depends on your business needs:
- Diverse crypto support: NOWPayments.
- POS integrations: CoinGate.
- Enterprise security: BitPay.
👉 Compare all gateways to find your fit.
Pro Tip: Always test the platform’s sandbox before full integration.